In fact, some PayPal transactions are cheaper if you use your bank account for funding (as opposed to using your debit card). EVEN IF the buyer used the credit card through PayPal. A PayPal Cash or PayPal Cash Plus account is required for certain features, but not to have the PayPal Prepaid Card. How do I get a refund from someone whom I paid with a debit card and not through my PayPal account? My old credit card was cancelled due to some fraudulent transaction (one used to pay with on Paypal) and my credit card company issued new replacement. Here are the steps to withdraw money to your card: Log in to your PayPal account. No card needed for the refund, Amazon will refund on the transaction number use for the payment that will link it directly to your account as the connection/bridge already exists now. A refund on a debit card can be a long process, depending on the type of refund needed. I payed with my debit card but somehow it automatically linked it to my PayPal account or I don't know. At the check out I clicked the link under the PayPal sign in that says "don't have PayPal? How PayPal WorksSee how PayPal simplifies your life; PayPal AppPay in person, send money, and track activity; Buy and ShopA fast and secure way to buy online and in person; Send and Request MoneyTransfer to friends or get paid back; PayPal Credit and CardsOur credit, debit, prepaid cards, and PayPal Credit; Start SellingGet paid by customers and clients posted 2012-Jul-5, 8:07 pm AEST ref: whrl.pl/Rde3Av. think of it like this: the money from credit card gets transferred to paypal, and then gets sent to the seller. To Visa and MasterCard Debit & Prepaid Cards. Sending funds from PayPal to your debit or prepaid card takes about 30 minutes. She wont have paid you directly with a debit card as you'd need a machine (like in a shop) to accept payment in this way - it will be a debit card funded PayPal payment. There are time limits for making chargeback claims. PayPal wants to link to your bank account anyway—and that’s the same account that your debit card pulls from. Paypal refund on debit card. It can take up to a week to see your refund in your credit card account online ... but the issuer of your credit card can assure you that it's there if … Why refunds take so long to post to credit, debit cards: Money Matters Updated Jan 29, 2019; Posted Nov 07, 2018 Why refunds take so long to appear on credit, debit cards. Here's how it works and a list of prepaid cards you can use. PayPal has branded options for both credit and debit cards that can offer benefits for cardholders. Refunds to credit/debit cards usually takes 2-5 business days, however it can take up to 30 days depending on the card company involved. Pay will a debit/credit card" well I did that and am now receiving a refund for that purchase. The service has never really been an ideal method for sellers. I was told if the refund transaction was put thru the old CC number then it can take up to 30 days for your visa company to process this and redirect it to the new CC number. What is debit card fraud? The chargeback process lets you ask your bank to refund a payment on your debit card when a purchase has gone wrong. Unless you are referring to the account that is within your PayPal account. Transfers may not exceed $300 per day/$2,000 per rolling 30 days and are limited to the funds available in your account at PayPal. If you have a PayPal Cash account or PayPal Cash Plus account and paid with your balance, the refund will be credited back to your balance. You can check the status of your refund in your Activity. But sometimes if the debit card has been designated a credit card in your Profile, the refund will try to process anyway. As he did it on the 8th im hoping it will be here for Monday. However, if you withdraw funds using your PayPal Debit MasterCard, you may encounter ATM or cash advance fees. Archive View Return to standard view. While the Electronic Fund Transfer Act protects consumers, it also provides guidelines that protect financial institutions. There is no interest with these cards, because you do not need to pay anything back, however there are costs and charges. The thing is that I got an email an hour later saying that the seller made the refund and that it would appear as “Paypal deposit” on my debit card's statement. PayPal charges $1.50 to send you a check, as of publication. Direct Deposit PayPal lets you link bank accounts to your PayPal account. Compare credit cards vs debit cards; How do banks investigate debit card disputes? and when I … Refunds to credit or debit cards can take up to 30 days depending on the card company involved. This in-depth review of PayPal’s prepaid and debit cards — PayPal Prepaid Mastercard® and PayPal Cash Mastercard — explains the benefits, fees, drawbacks, and differences between these card options. How does PayPal Work for Sellers. Unfortunately, it doesn’t work that way with debit cards. Technically we can't refund directly to a debit card; the refund is supposed to go to your PayPal balance and from there you withdraw it back to the bank it came from. Transfers may only be made in the name of a valid PayPal Prepaid Mastercard Cardholder. After you have received the refund, you can withdraw money from your PayPal balance to your bank account or use the money for future purchases through PayPal. How long does it take to get the refunded amount from PayPal to my debit card? You should contact the seller first, as you cannot start a chargeback claim unless you have done this. Last night I made a wrong purchase on Ebay and requested a refund. eBay policy says it can take "up to" 30 days, but I've never heard of it taking that long. Cookies help us customize the PayPal Community for you, and some are necessary to … last updated – posted 2012-Jul-7, 12:10 pm AEST posted 2012-Jul-7, 12:10 pm AEST User #265922 1104 posts. Hello everyone, I just recently bought a phone on eBay, but apparently they were out of stock so i received a refund through my paypal, the thing is, i have linked my debit card to my paypal account, so i deal with all my money through that card. It may take up to 30 days for the refund amount to appear on your card statement. If you paid with PayPal balance, the money is refunded to your PayPal balance. … Bank account: your refund will initially go back to the PayPal balance before being auto swept back to the original funding source (bank).. Unlike routine debit cards, paypal refund to debit card have actually no banks included with them and are related to charge card business therefore can be utilized any place you might utilize a charge card. Whirlpool Enthusiast reference: whrl.pl/Rde3Av. You need to call eBay CS if you're concerned about the refund - … There is a $0.25 fee for this service, though additional currency conversion rates may apply when withdrawing from another currency. These fees are in addition to any your prepaid card may charge you to load your prepaid card. The connection is now done via a transaction number between Amazon's seller's bank and yours. I did not cancel the transaction on ebay, just sent a message to buyer. Bixxus. PayPal was a payment gateway primarily designed to help buyers make secure payments for online purchases. it would be like transferring money from a savings account to a checking account and then using your debit card for an item. so when the money comes back, it will sit in your paypal balance. If you paid part with your PayPal balance and the rest with your bank account, we'll refund the amount paid by bank account directly to that bank, the rest will return to the PayPal balance. Then, if you can’t resolve the issue, get in touch with your bank. Refunds to debit/credit cards take longer than a refund to PayPal, as they have to process back through PayPal to your credit card. You can get chargebacks on PayPal debit card like any other credit/debit card by demanding a refund from the bank.   As a result, you don’t need to add your debit card. In PayPal you enter your bank account or credit card information. New Member ‎June 5, 2019 10:16 PM ... you are not able to receive your refund into your PayPal account. I sold an item on september 6th 2020,due to the delivery problems (post workload & covid) i messaged the buyer that i will have to refund his payment. with paypal, paypal "becomes" the credit card. Can You Add Visa Debit Gift Card To Paypal__Try Cash App using my code and we’ll each get $5! If she funded her paypal payment with her debit card then her refund will go back to her card - it wont show on her paypal account. Dear Paypal, how are you?   jec89. To receive your refund, please contact your card issuer and ask them to locate the refunded amount and to deposit it in the account of your credit card. Credit card (including PayPal Credit): your refund will go to your credit card. I paid for my item with a debit card rather than using PayPal. Debit card fraud is when someone else obtains your card details and makes transactions on your card without you knowing. Paypal prepaid debit card has direct deposit so why couldn't he 0 1,055 Reply. Yes card is just a bridge to your bank account. The amount should take 3-5 days to come back to your account. Buyer did not respond. ````` “Never pick a fight with an ugly person. In my account history on paypal, it says i received the refund and its marked as "completed". I added my debit card to my PayPal account and I purchased the course from Udemy and I make the refund after 5 days, and when I open the PayPal portal I see the amount is completed refund to my debit card and I don't receive any money in my debit card. If your card issuer are unable to put the money onto your new card they will generally return it to us. Get your tax refund in about two weeks with direct deposit to a prepaid debit card. posted 2012-Jul-5, 8:07 pm AEST O.P. When you return an item, or find a debit card charge on your account you didn’t authorize, you want the money returned to your bank account immediately. I didnt pay via e cheque, I paid him via paypal using my debit card. Do PayPal refunds go back to credit card? Ok, i have a weird one. After the two months I noticed that the service isn’t completed and still on pending, I got annoyed and requested for cancellation and a return.The merchant quickly accepted it and refund my PayPal account. If you paid with a debit card, the amount is refunded to your debit card. If the refund cannot be processed to your debit card, it will be applied to your PayPal account. The Electronic Fund Transfer Act allows banks up to 10 business days to decide whether or not to issue a refund to your bank account. Use this guide to find out what debit card fraud is, how to get a refund and how to protect yourself in the future. I checked my paypal and it doies say he has refunded and paypal have "credit to credit/debit card" of the same amount, so i guess its a waiting game. 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